Storage Insurance
Call or email Chesterfield Self Storage and ask to have insurance coverage added to your account.
Chesterfield Self Storage offers SafeStor insurance options for your belongings while in storage. Insurance can be purchased when you move into your locker or added to your account later. You pay your premium each month with your rent directly to Chesterfield Self Storage and we take care of the rest.
Why would I get SafeStor insurance?
Unforeseen and unexpected losses can happen as the result of natural disasters, weather, fire, and other events beyond anyone's control. Insuring your stored goods for such losses is your responsibility. Chesterfield Self Storage is not responsible and does not insure your stored possessions.
For that reason, we offer Safestor: an inexpensive and optional protection plan tailor made to safeguard your stored goods.
What's covered by SafeStor Insurance?
Safestor covers you in case of loss or damage to your stored goods from fire, hurricane, tornado, wind, earthquake, vandalism, lightning, smoke, hail, building collapse, explosion, leaking water and burglary. Burglary coverage is limited to 50% of the coverage amount. Also, there must be visible signs of forced entry and a police report must be filed. Furthermore, there is no coverage for loss caused by or resulting from war, flood (or surface water), vermin or climatic conditions like rust or mildew.
Frequently Asked Questions:
What kinds of property are not covered?
Property that is not covered includes: financial records, currency, deeds, securities, stamps, jewelry, watches, precious stones, furs or garments trimmed with fur, works of art or antiques, motorized vehicles of any type, whether licensed for road use or not, such as motor scooters, ATVs, or motorcycles.
When can I expect to receive my policy?
You can print your policy and any applicable endorsements immediately after purchase.
What should I do if I have a claim?
Contact our claims office at 877-528-5674
A local claims adjuster will personally handle your claim. Claim payment is based on today's value of your belongings less your deductible.
When does my coverage begin?
Coverage begins immediately when you authorize payment on your credit card. Credit card payment must be approved in order for coverage to be valid.
Are my stored possessions covered by my homeowner/renter policy?
Many homeowner/renter policies provide only limited coverage for possessions stored away from the insured location. You should contact your insurance agent or carrier for more specific details on your coverage.
How much of my loss can I recover?
You can recover today's value of your stored belongings, (original cost minus depreciation), up to the amount of insurance you purchased.